Certified Application Counselor Practice Test

Which of the following is NOT a responsibility of agents and brokers?

1. Sell insurance

2. Facilitate enrollment

3. Conduct medical examinations

4. Assist with insurance applications

The correct answer is: Conduct medical examinations

Medical examinations are typically conducted by licensed medical professionals and are not a standard responsibility of agents and brokers. Agents and brokers primarily focus on selling insurance, facilitating enrollment in insurance plans, and assisting clients with filling out insurance applications. Their role is more about guiding clients through the insurance process and ensuring they understand their options, rather than conducting medical exams, which require specialized training and credentials beyond what is needed for insurance sales and brokerage. This delineation clarifies the specific responsibilities associated with agents and brokers in the insurance industry, highlighting that conducting medical examinations falls outside their typical scope of work.