Certified Application Counselor Practice Test 2025 - Free Practice Questions and Study Guide

Part A and Part B of Medicare are considered minimum essential coverage (MEC) because they provide essential health benefits that meet the criteria established by the Affordable Care Act (ACA). Minimum essential coverage refers to health insurance plans that offer a minimum set of benefits and protections, ensuring that individuals have access to necessary healthcare services.

Part A primarily covers inpatient hospital stays, skilled nursing facility care, hospice care, and some home health care. Part B covers outpatient services, preventive care, and necessary medical supplies. Together, they fulfill the requirements of MEC because they provide comprehensive medical coverage ensuring access to a wide array of healthcare services necessary for maintaining health and well-being.

The other options, while they include some elements of Medicare, do not individually or collectively meet the complete definition of MEC, as they may exclude essential components of inpatient or outpatient care.