Certified Application Counselor Practice Test 2026 - Free Practice Questions and Study Guide

The Children’s Health Insurance Program (CHIP) is specifically designed to provide health coverage for eligible children in families that have incomes too high to qualify for Medicaid. This program serves as a bridge for these families, ensuring that children who might otherwise be uninsured can access necessary health care services. CHIP offers comprehensive coverage, including routine check-ups, immunizations, doctor visits, prescriptions, and dental and vision care, helping to support children's overall health and well-being.

Other choices do not accurately reflect the purpose of CHIP. The program is not aimed at elderly individuals, low-income adults, or veterans, which makes the correct answer particularly significant for understanding the distinct role CHIP plays in the American healthcare system. This context is crucial for Certified Application Counselors, who assist families in navigating their health insurance options and ensuring that children receive the coverage they need.